AVBOB Integrated Annual Report 2018

THE AVBOB STORY 5 MISSION / VISION / VALUES 8 STRATEGY 9 HIGHLIGHTS 10 DIRECTORATE AND GROUP EXECUTIVE MANAGEMENT 11 CHAIRMAN’S REPORT 13 BUSINESS REVIEW 18 CORPORATE GOVERNANCE REPORT 23 SUSTAINABILITY REPORT 35 REMUNERATION REPORT 62 RISK AND CAPITAL MANAGEMENT REPORT 71 CONTENTS 4