AVBOB | File Of Life

 Title deed When referring to finances and financial planning, this section is probably the most important. Keep the title deed of the property, which is registered in your name or of which you are the co-owner, with the rest of your documents.  Lease agreement It is equally important to have your lease contracts on file. If you have any verbal contracts which have not yet been finalised or documented, you need to finalise these as a matter of urgency.  Outstanding loans/debt The original contracts need to be on file, along with the latest documentation from the company where you secured the loan.  Copies of latest bank statements This applies to all the below-mentioned accounts.  Other Cellphone contract Share certificates ANNEXURE 4 4.1 Complete details of cheque, savings, transmission and deposit accounts, as well as credit cards - Bank books - Cheque books - Credit cards - Receipts - and other cards 4.2 Full details regarding liabilities, as well as statements and proof thereof. The same applies to loans to other people Keep copies of agreements or contracts on file, along with the latest statements or correspondence. 4.3 Tax - Income tax reference number: Latest assessment and name of tax office. Keep a copy of the latest assessment received from SARS. This document will indicate the income tax reference number as well as the relevant tax office. - VAT reference number (if applicable) If you have a company that has been registered for VAT, a copy of the latest assessment should be kept on file. 4.4 Information relating to assets that have been sold/disposed of during the past two years This information must contain the name and contact details of the buyer (contact number, physical address, postal address, etc.). The asset must be described in detail and the price must also be indicated on the document.