AVBOB Integrated Annual Report 2020

TABLE CHAPTER 1: Overview Mission and vision 03 The organisation 03 Materiality 04 Strategy 04 AVBOB at a glance 05 Accolades 05 Results 06 Value-creating business model 27 Inputs 28 Outputs 28 Risks and opportunities 29 Outcomes and performance 29 Operating environment 30 CHAPTER 2: Leadership Our Board and Executive Committee 09 Chairperson's report 13 CEO's report 19 CHAPTER 4: Leadership and governance Leadership and Governance Report 31 CHAPTER 5: Sustainability Sustainability Report 43 CHAPTER 6: Remuneration Remuneration Report 61 CHAPTER 7: Risk and Capital Management Risk and Capital Management Report 71 CHAPTER 8: Financial Statements Financial Statements 85 CHAPTER 3: Value Creation