Funeral Cover | Benefits Of Our AVBOB Cashback Funeral Plan

Cashback Funeral Insurance

Affordable Insurance

AVBOB’s Cashback Funeral plan is a whole-life policy that allows you to insure the entire family, parents, parents-in-law and extended family members.

With AVBOB’s Cashback Funeral plan the policy premium payer can get cash back for every five claim-free years*. Provided there has been no claim over the entire five year period, AVBOB will give you your fifth year’s premiums back in cash*.

MEMBER BENEFITS*

A six-month premium holiday in the event that the policy premium payer of the policy is retrenched.
Your own AVBOB Reward Account which becomes available at death or age 65* (only applicable to policies issued before 31 July 2018).

FREE FUNERAL BENEFITS* PROVIDED BY AVBOB FUNERAL SERVICE

The following FREE funeral benefits* are available to all insured persons provided the insured person has been covered under the policy for 24 months or longer:

FREE funeral arrangement services
A coffin and hearse valued at R12 000
R2 500 cash upfront
FREE transport of the deceased anywhere in South Africa

*Benefits only apply if AVBOB is appointed to conduct the funeral.

For policies that have been in force for less than 2 years, AVBOB Funeral Service provides discounts on funeral services. Contact 0861 28 26 21 or visit your local branch to find out more about the funeral discount relevant to your policy.

Product Features

Insured Amount

Waiting Period

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*Terms and conditions apply.
FREE funeral benefits* only apply if AVBOB is appointed to conduct the funeral.
E&OE

Breadwinner Benefit	On death of the main insured person, the policy will become paid-up for the remaining insured persons, depending on the duration of the policy. If the main insured person dies within the first ten (10) years of the policy, the policy will be paid-up for the spouse, parents, parents-in-law and children. Should the main insured person die after the policy has been in force for ten (10) years, the policy will be paid-up for the extended family members as well. Benefit is only applicable to a policy where the main insured person is also the premium payer.
Spouse Benefit	The person who is the life partner of the main insured person in marriage or customary union recognised by the laws of South Africa; or in a union recognised as a marriage in keeping with the principles of any faith; or in a same-sex or heterosexual union that is planned to be permanent, may be added under the spouse benefit. If there is a second spouse, they can be added as an extended family member.
Parent Benefit	You parents and your spouse’s parents can be added under the parent benefit (maximum of four (4) parents).
Extended Family Benefit	A maximum of six (6) extended family members can be added such as your brothers, sisters, foster-children, grandmothers, grandfathers, grandsons, granddaughters, uncles, aunts, nephews, nieces, children-in-law, adult children, brothers-in-law, sisters-in-law, cousins, additional spouse and their parents and children.
Children's Benefit	You can add your own children, step children or legally adopted children to the policy.
Accident Benefit	Double the insured amount will be paid in the case where the main insured person on the policy dies as a result of an accident (suicide is excluded).

Cashback Funeral Insurance

Product Features

Insured Amount

Waiting Period

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