AVBOB Legal Assist
Affordable legal cover for you and your family
AVBOB Legal Assist covers the costs associated with legal disputes, including legal fees, court costs, bail, divorce and other related expenses. AVBOB Legal Assist is an annual renewable non-life insurance policy, which means you can renew your policy every year and you can make multiple claims.
24/7/365 legal assistance,
peace of mind, and financial security
PRODUCT FEATURES
AVBOB Legal Assist provides access to professional legal assistance and 24-hour access to legal advice and legal representation for the following cases in a court of law:
- Criminal law matters
- Civil law matters
- Labour law matters
- Family law matters
- Road Accident Fund legal matters*
*Legal representation on Road Accident Fund is only available on the Gold and Platinum packages and is subject to a waiting period.
POLICY OPTIONS
Option | Maximum cover (annual) The indemnity cover per matter and maximum cover per annum. | Monthly premiums The premiums below are for each cover option and not for each person covered |
---|---|---|
Silver (Main member, spouse and children) | R80 000 | R75 per month |
Gold (Main member, spouse and children) | R120 000 | R115 per month |
Platinum (Main member, spouse, children and extended family [up to four parents and four siblings]) | R230 000 | R229 per month |
COVER LIMITS
- Bail (up to R5 000)*
- Divorce (up to R15 000)*
*Terms and conditions apply.
WAITING PERIODS
- No waiting period for telephonic assistance
- Two-month waiting period for legal claims (two months’ paid premiums)
- Six-month waiting period for divorce matters (six months’ paid premiums)
EXCLUSIONS
AVBOB Legal Assist cover excludes expert witness fees, appeals, debt, interest, damages, penalties, and any incidents that occurred before the start of the policy or within the waiting period or if a claim is lodged more than 30 days after the incident occurred. Refer to the policy document for further details on the exclusions.
APPLY ONLINEThis product is underwritten by Guardrisk Insurance Company Ltd, a licensed non-life insurer and authorised Financial Services Provider (FSP 75), via a Cell Captive arrangement with AVBOB Mutual Assurance Society and administered by Legal Guardians (Pty) Ltd, an authorised Financial Services Provider (FSP 49579). Terms and conditions apply. AVBOB is a level 1 B-BBEE contributor. www.AVBOB.co.za